Contributory pensions as a source of income in the old age foreseen by young Mexicans
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Abstract
Purpose: To analyze the impact both sociodemographic variables and financial knowledge have on the probability of young Mexicans’ expectations to finance their old age with contributory pensions.
Methodological design: Both the information obtained in the 2018 national financial inclusion survey for young people between 18 and 29 years of age and a binary logistic regression were used.
Results: Sex, marital status, size of locality and region, educational level, job income, and knowledge of inflation are significant variables of the proposed model.
Research limitations: The predictive variables included in the model are those included in the national survey of financial inclusion; however, it is feasible to include others related to health status, literacy, household members, among others.
Findings: Being a woman and a spouse decrease the probability of expecting to receive a pension while other variables that were significant, increase the probability.
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